AI-Powered Mortgage Credit Analysis
Credit approved in seconds,not in days
Agente Crédito automates 100% of mortgage credit analysis: validates documents, detects fraud and pre-approves customers — integrated into your workflow via WhatsApp.
The Problem
Manual credit analysis costs time, conversion and revenue
While your team asks for one more document, the customer has already closed with a competitor. Agente Crédito solves that.
Instant analysis
From 7-15 days to 30 seconds. Automatic validation of income, documents and credit history.
Fraud detection
AI trained on millions of cases detects inconsistencies, fake documents and suspicious patterns in real time.
Higher conversion
Instant pre-approval keeps the customer warm. A fast response means a higher close rate.
Explainable decisions
Every approval or rejection with clear reasons and a full trail. LGPD (Brazil's data protection law) compliance, total transparency.
Results in practice
Process
From submission to approval in 30 seconds
Customer submits data
A smart form collects only the essentials.
AI validates everything
Documents, income, score — cross-checked with credit bureaus in real time.
Risk analysis
Score, repayment capacity and explainable fraud detection.
Pre-approved
The customer receives a simulation and pre-approval. Your team closes the deal.
Total: ~30 seconds · 100% automatic · Zero friction
Security
Built for the real market
Ready-made integrations
APIs with banks, carriers and credit bureaus. Plug and play with your CRM and existing systems.
Explainable AI
Every decision with clear reasons: why approved, why denied, which factors weighed. Total transparency.
LGPD and compliance
100% compliant with LGPD (Brazil's data protection law). End-to-end encryption, full audit trail, tracked consents.
Exclusive
Automate your credit analysis with Tailor.ia
A demo tailored to your operation. See how Agente Crédito fits into your current workflow.